保险公司偿付能力监管规则第3号：寿险合同负债评估（2021年） 1
1 2 3 4 5 6+
个险万能 1%~25% 2%~20% 3%~20% 4%~20% 4%~20% 4%~20%
银保万能 0%~6% 0%~8% 0%~10% 0%~15% 0%~15% 0%~20%
个险投连 2%~15% 3%~20% 3%~20% 3%~20% 3%~25% 3%~25%
银保投连 3%~15% 3%~15% 3%~15% 3%~15% 3%~15% 3%~15%
个险万能 1%~25% 2%~20% 3%~20% 4%~20% 4%~20% 4%~20%
银保万能 0%~6% 0%~8% 0%~10% 0%~15% 0%~15% 0%~20%
个险投连 2%~15% 3%~20% 3%~20% 3%~20% 3%~25% 3%~25%
银保投连 3%~15% 3%~15% 3%~15% 3%~15% 3%~15% 3%~15%